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ICIC

ICIC (International Credit and Investment Company Holdings) was a Cayman Islands subsidiary of the Bank of Credit and Commerce International.[^1] It served as BCCI's repository for loans to privileged insiders.[^1]

ICIC (International Credit and Investment Company Holdings) was a Cayman Islands subsidiary of the BCCI.1 It served as BCCI's repository for loans to privileged insiders.1

Role in BCCI Operations

ICIC was incorporated in 1976 and became the primary entity through which much of BCCI's illicit financial dealings took place.2 It consisted of three Caymanian entities: the BCC Foundation, the ICIC Staff Benefit Trust, and ICIC Business Promotions, which collectively owned about 41 percent of BCCI itself.2

ICIC was used to conceal the bank's true ownership and financial manipulations. Billions of dollars in deposits were improperly diverted through ICIC, and it was a key mechanism for creating fictitious loans and rerouting deposits to cover losses.3 The worst of BCCI's account manipulation, particularly related to bad loans, was booked through ICIC.2

  1. Beaty, Jonathan and Gwynne, S. C. The Outlaw Bank: A Wild Ride into the Secret Heart of BCCI. New York: Random House, 1993, p. 11.
  2. Beaty, Jonathan and Gwynne, S. C. The Outlaw Bank: A Wild Ride into the Secret Heart of BCCI. New York: Random House, 1993, p. 143.
  3. Beaty, Jonathan and Gwynne, S. C. The Outlaw Bank: A Wild Ride into the Secret Heart of BCCI. New York: Random House, 1993, p. 83.

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